Richmond, Kentucky Hailstorm: Reformation General Contracting to the Rescue

Richmond, Kentucky Hailstorm

The Unspoken Truth About Insurance Deductibles and Roofing Contractors: A Deep Dive

Choosing the right roofing contractor is a critical decision that homeowners face, particularly when they're dealing with the complexities of insurance claims. The marketplace is rife with offers that may seem too good to pass up — including the temptation of contractors who offer to pay your insurance deductible. In this blog post, we will explore why this practice is not just lazy and unprofessional but also illegal, and why Reformation General Contracting takes a different, more ethical route.

The Lure of the "Free" Deductible

It's a proposition that can seem almost too good to be true: a contractor offers to pay your insurance deductible, saving you what could be a sizable sum. It's an easy sell for contractors who employ this strategy, but why is it problematic?

The Legal Implications

First and foremost, offering to pay a homeowner's deductible is considered insurance fraud in many jurisdictions, including Ohio. This puts both the contractor and the homeowner at risk of legal repercussions, a gamble that can result in fines or worse.

The Easy Way Out

This practice is often a shortcut for contractors looking for an easy sale. It's an enticing carrot to dangle in front of homeowners who are understandably looking to save money. But what are these contractors sacrificing for the sake of an easy transaction?

What You Might Be Giving Up

By choosing a contractor solely based on their willingness to cover your deductible, you could be compromising on quality, expertise, and ethical business practices. In many cases, these contractors may cut corners in other areas—like the materials used or the thoroughness of their work—leading to issues down the line that can cost you even more.

Why Choose Reformation General Contracting?

At Reformation General Contracting, we operate differently. We believe in doing things the right way, even if it's not the easiest or quickest way. Our focus is on delivering the highest quality service, all while adhering strictly to legal and ethical standards.

Working from Insurance Proceeds

We work directly from the insurance company's proceeds, simplifying the process for homeowners and eliminating any gray areas that can arise when deductibles are artificially covered or waived.

Quality Over Quick Sales

Our aim isn’t to lure you in with short-term offers that might end up costing you more in the long run. Instead, we strive for excellence in our service, materials, and overall customer experience.

Conclusion

While the allure of a "free" or "waived" deductible might seem appealing on the surface, it's crucial to consider the legal implications and the potential for subpar work. With Reformation General Contracting, you don’t just get what you pay for; you get peace of mind that the work will be done correctly, ethically, and to the highest standard.

For more information or to discuss your next project, feel free to reach out to us.